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Loan Servicing Software Solutions  

Bottom Line Software, Inc.  

Daily Loan Servicing Process 

The daily update cycle is the central process around which all other processes revolve. The process continues in an endless loop. There are three continuing cycles:

Loop 1 - Beginning of Yearly Cycle:

Loop 2 - Beginning of Monthly Cycle:

Loop 3 - Each Working Day During the Year:

Beginning of Daily Cycle:
Step 1 Maintain Customer names and addresses if necessary.

Step 2 Set up new customers (borrowers). This step is necessary only for borrowers who have received a new loan today and who have not had loans before.

Step 3 Set up new loans funded today.

Step 4 Post payments received today, if any.

Step 5 Post new advances funded today, if any.

Step 6 Run the daily update cycle.

Step 7 Print reports as desired.

Step 8 Print customer notices as desired.

Step 9 Make daily backup of data files.
(Keep this disk at least one week, two is better.)

Loop 3 - End of Daily Cycle

Print monthly reports as desired.
Make monthly backup copy of data files.
(Keep this backup at least six months.)

Loop 2 - End of Monthly Cycle

 

Calculate Periodic Installment Loan Payment

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